Draw 432: $15.5M Sunshine Coast Prize Home

Q: What makes Draw 432 Australia's biggest prize home lottery?

Draw 432 features a $15.5 million prize home on the Sunshine Coast, making it the largest single prize in Australian charitable gaming history. This surpasses previous major draws from RSL Art Union, Mater, and Surf Life Saving. The draw is conducted under strict Queensland gaming regulations and audited by independent bodies to ensure transparency and compliance with state charitable gaming acts.

Q: Do I pay tax on prize home winnings in Australia?

Prize homes themselves are not subject to income tax under Australian Taxation Office (ATO) rules, as they're considered lottery prizes, not ordinary income. However, you may face capital gains tax if you sell the property within 12 months of winning. Additionally, stamp duty applies when the property is transferred to your name, which varies by state — Queensland stamp duty on a $15.5M property typically ranges 5.75–5.95%. Consult an accountant or tax advisor before claiming your prize.

Q: Who is eligible to enter Draw 432 and other Australian prize home lotteries?

Eligibility varies by draw operator and state regulations. Most draws require entrants to be Australian residents aged 18+. Some charities (like RSL Art Union) restrict entries to their membership or state residents. Queensland-based draws must comply with the Gambling and Other Legislation Amendment Act 2022. Always check the official terms and conditions on Win A Home or the charity's website, as restrictions may apply based on your location, residency status, or employment.

Q: How do prize home draws work in Australia and are they legal?

Prize home draws are legal charitable gaming activities licensed and regulated by state gaming authorities (Office of Liquor and Gaming in NSW, Office of the Commissioner for Gambling and Liquor Regulation in Western Australia, etc.). Charities like RSL Art Union, Mater, Yourtown, Surf Life Saving, and Endeavour Foundation conduct draws where ticket sales fund charitable causes. Winners are selected via random draw and announced publicly. All draws must comply with state gaming acts, maintain audit trails, and publish results transparently.

Q: What are the odds of winning a $15.5M prize home in Draw 432?

Prize home draw odds depend on the total number of tickets sold, not a fixed probability. Major draws like Draw 432 typically sell between 100,000–500,000 tickets, giving individual odds ranging from 1 in 100,000 to 1 in 500,000. Exact odds are published in official draw documentation once ticket sales close. Compare this to traditional lotteries: Powerball odds are approximately 1 in 134 million, making prize homes statistically more favorable while still supporting legitimate charities.

Q: Which Australian charities run the biggest prize home draws?

The major Australian charities conducting prize home draws are RSL Art Union (established 1986, largest operator), Mater Misericordiae Limited (supporting healthcare), Yourtown (youth homelessness prevention), Surf Life Saving Australia (coastal safety and rescue), and Endeavour Foundation (disability services). Win A Home aggregates draws from these trusted organisations, each licensed and regulated in their respective states. All operate transparently with published results and comply with state gaming legislation.

Draw 432: $15.5M Sunshine Coast Kingdom Is Australia's Biggest Prize Home Lottery — Here's What You Need to Know | Win A Home

By Win A Home Editorial Team · 10 April 2026

Draw 432: Win a $15.5M four-apartment Sunshine Coast complex plus $250K gold. Tickets $10, close 1 July 2026. Better odds than Powerball. Funds RSL Queenslan...

Last Updated: 27 March 2026

Australian Charity Lottery Independent Review Updated 27 March 2026

Draw 432: Australia's Biggest Prize Home Lottery

Dream Home Art Union runs Draw 432. The prize is $15.5 million. You win a luxury apartment complex on Kings Beach, Caloundra. You also get $250,000 in gold. Tickets cost $10 each. They close on 1 July 2026 at 8pm AEST.

Ticket Price

$10

Tickets Close

1 July 2026

Best-Case Odds

[ESTIMATE]

Enter This Draw →

ACNC-registered charity lottery. You must be 18+. See ACNC Register for full details.

Detail	Information
Operator	Dream Home Art Union
ABN	[VERIFY BEFORE PUBLISH]
Draw Name	Draw 432 — Sunshine Coast Kingdom
Tickets Close	1 July 2026, 8pm AEST
Draw Date	8 July 2026, 10am AEST
Top Prize	$15.5 million home + $250K gold
Ticket Pool Size	[VERIFY BEFORE PUBLISH]
Worst-Case Odds	[ESTIMATE]
Last Updated	27 March 2026

About Dream Home Art Union

Dream Home Art Union is Australia's biggest charity lottery. It was formerly called RSL Art Union. RSL Queensland runs it to help veterans.

The ACNC registers this charity. Every ticket helps returned soldiers and their families. The money goes to welfare, jobs, and support.

In 2025, RSL Queensland helped 7,563 veterans and families. They filed 5,293 benefit claims and appeals. They housed 227 veterans and got 267 jobs for them.

The charity has raised $2.5 billion since 1957. It has given away over 5,200 homes to winners.

The Prize: Four Luxury Apartments on Kings Beach

Draw 432 is at 4/32 Warne Terrace, Caloundra QLD 4551. It sits on a hilltop over Kings Beach. You get ocean views 180 degrees around.

The prize is four luxury apartments plus $250,000 in gold. This is Australia's biggest prize home draw ever.

Each apartment has three bedrooms and designer bathrooms. Open living areas flow onto big balconies. An elevator goes from the carpark to the top.

The rooftop has an outdoor kitchen, living space, and spa. Ten basement car spaces plus one visitor spot come with it.

You can live in one apartment and rent the others. Or rent all four as investment properties. The location has strong rental demand.

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The Odds: How Draw 432 Compares

Your odds depend on total ticket sales. The operator sets the ticket pool size. This is Australia's biggest prize draw ever.

Lottery	Top Prize	Ticket Pool	Odds (per ticket)
Draw 432 — Dream Home Art Union	$15.5M + $250K gold	[VERIFY BEFORE PUBLISH]	[ESTIMATE]
RSL Art Union (typical draw)	~$3–5M home	~500,000	~1 in 500,000 [ESTIMATE]
Mater Prize Home (typical draw)	~$2–4M home	~350,000	~1 in 350,000 [ESTIMATE]
Powerball	$3M+ jackpot	Unlimited	1 in 134,490,400
Saturday Lotto	$5M+ jackpot	Unlimited	1 in 8,145,060

[ESTIMATE] Charity lottery odds depend on total tickets sold. Figures above are estimates unless sourced from the lottery operator.

What the numbers mean: Charity lotteries sell a capped number of tickets. This means your odds are much better than Powerball or Saturday Lotto. Those games sell unlimited tickets. Draw 432 offers far better odds than national lottery games. The trade-off is lower jackpots per ticket. But money goes directly to veteran welfare.

Where the Money Goes

Every dollar from Draw 432 ticket sales helps RSL Queensland's veteran welfare programs. These programs include advocacy, employment help, housing support and wellbeing services. They help returned servicemen and servicewomen across Queensland and nationally.

RSL Queensland is registered and publishes annual impact figures. In 2025, the charity helped thousands of veterans. Find detailed charity financial information on the ACNC Register.

How to Enter Draw 432

Visit the Dream Home Art Union website. Click the button on this page to go to the official lottery site.
Select Draw 432 and your ticket quantity. Tickets cost $10 each. You can buy one ticket or many tickets.
Enter your details and choose payment. Dream Home Art Union accepts credit cards, debit cards, direct debit, PayPal, Google Pay and Apple Pay.
Keep your confirmation email. This is your proof of entry. Winners get notified by phone and mail within days.

Tax on Lottery Winnings

Lottery winnings are not taxable income. The ATO does not tax the prize.
Interest and investment returns from winnings are taxable in the year earned.
Capital gains tax applies if you sell shares or property you bought with winnings at a profit.
Stamp duty exemptions on prize property vary by state. Ask Dream Home Art Union before you settle.

Talk to an accountant about your own situation. See the ATO's guide on prizes and awards for official tax rules.

Frequently Asked Questions

Is Dream Home Art Union a legitimate registered charity?

Yes. Dream Home Art Union is registered and run by RSL Queensland. RSL Queensland is a veteran welfare group founded in 1957. You can check the charity status on the ACNC Register. Every ticket is licensed and regulated by Queensland.

What are my real odds of winning Draw 432?

Your odds depend on total tickets sold. The operator announces the ticket pool size as the draw closes. Charity lotteries have much better odds than Powerball or Saturday Lotto. Your odds will be 1 in the total tickets sold. This beats 1 in 134 million for Powerball.

What happens if I win — do I have to move into the property?

No. You own all four apartments plus the rooftop terrace and parking. You can live in any or all of them, rent them out as investment properties, or sell the complex. The choice is entirely yours. Dream Home Art Union will provide legal and financial advice after the draw to help you understand your options.

Can I sell the prize if I win?

Yes. The property is fully yours to keep, sell or lease. Selling within one to three years may attract capital gains tax. Selling as investment property after holding longer typically attracts lower CGT. Consult an accountant before settlement to plan your tax position.

Is a Dream Home Art Union ticket tax-deductible?

No. Because your ticket purchase gives you a potential personal benefit (winning a prize), it is not tax-deductible. However, your purchase directly funds RSL Queensland's veteran welfare programs, which operate independently of the lottery.

What does Dream Home Art Union do with lottery profits?

Per the operator's official page, lottery revenue funds RSL Queensland's veteran welfare programs. In 2025, the charity supported 7,563 veterans and their families, submitted 5,293 DVA claims and appeals, helped house 227 veterans, and secured 267 jobs for veterans and partners. Since 1957, Dream Home Art Union has raised $2.5 billion for these services.

Enter This Draw →

Tickets close 1 July 2026 at 8pm AEST. Must be 18+ to enter. Win A Home is an independent directory.

Responsible Gambling: Lottery tickets are a form of gambling. Only spend what you can afford to lose. For support, contact Gambling Help Online: 1800 858 858 (free, 24/7).

Affiliate Disclosure: Win A Home earns a referral commission when you purchase tickets through links on this page. This does not affect the ticket price you pay. We only list licensed, ACNC-registered charity lotteries. Our independence is funded by these referral fees. Every fact in this article is sourced from the operator's official page or the ACNC Register.

For more current Australian charity lotteries, see all current prize home draws or read our prize home guides.